₹26,037 crore
of health-insurance claims rejected in FY 2023–24: ₹15,100 crore disallowed under policy terms and ₹10,937 crore repudiated.
Source: Minister of State for Finance, reply in the Lok Sabha (reported by Moneylife, Feb 2025) ↗FOR INVESTORS · XUMAN AI LLP
Xuman Ai builds software for Indian private hospitals, starting with claims. xuman checks every claim file before it’s filed and shows the desk the fix, and it’s live in a pilot at a partner hospital. A hospital information system and a pharmacy module come next, for the same buyer.
THE PROBLEM · IN PUBLIC NUMBERS
₹26,037 crore
of health-insurance claims rejected in FY 2023–24: ₹15,100 crore disallowed under policy terms and ₹10,937 crore repudiated.
Source: Minister of State for Finance, reply in the Lok Sabha (reported by Moneylife, Feb 2025) ↗3.26 crore
health-insurance claims processed in FY 2023–24, of which 2.69 crore were paid.
Source: Minister of State for Finance, reply in Parliament (reported by Outlook Money) ↗12.69 crore
cashless hospital admissions authorised under AB PM-JAY, worth ₹1.92 lakh crore (to 30 June 2026). Each one is a claim file.
Source: Minister of State for Health, written reply in the Rajya Sabha (reported Aug 2026) ↗THE PILOT · LIVE AT A PARTNER HOSPITAL
REAL FIGURES · PARTNER UNNAMED BY AGREEMENTHosted, so a hospital installs nothing. Hospitals subscribe monthly, priced on their claim volume. The pilot’s method and the numbers behind the business are in the deck.
ONE BUYER · FOUR PRODUCTS
xuman
Live in a pilot
Checks every claim file before it’s filed and shows the desk the fix.
Xuman HIS
In development
A hospital information system for the same buyer.
Xuman Pharmacy
In design
An optional hospital-pharmacy module for the HIS.
Aurora
In development · pre-validation
An ICU early-warning layer. Not a certified medical device; not for clinical use.
THE TEAM

Dr. Darpan Joshi
CO-FOUNDER & CHIEF AI OFFICER
PHARM.D · Built the engine; full-time on xuman.

Dr. Smriti Yadav
CO-FOUNDER & CEO
BDS · Runs the company; leads documentation and data quality.
Dr. Suvro Sarkar
CO-FOUNDER & COO
BHMS · Hospital operations.
How the pilot was measured, the business model in numbers, and the raise. Email us and we’ll send it.